Your credit card goes hand-in-hand with your finances. Most people make most of their everyday purchases with a credit card, so it’s crucial that you pick the right one. Each one has different perks it provides, so it’s important you choose the right one.
From sign up rewards, cash-back bonuses, airline miles, and more- make sure your card is giving you all the rewards that fit with your lifestyle. It’s the easiest money you’ll ever make. Take a look at our favorite credit cards for 2018. We’ll highlight why each is our favorite
If you like to travel, especially internationally, this credit card is for you. You earn 50,000 bonus points by spending $4,000 in the first three months. That’s an equivalent to $625 towards travel! This card will also help your wallet while you travel. You receive two times all points spent on travel and dining anywhere in the world, and one point for every $1 spent on other purchases. As if that’s not enough, this credit card gives you another 5000 points after you add the first user and make a purchase in the first three month. You don’t have to be a finance wiz to know that this card makes your money work for you!
If you’re all about cold hard cash, then this credit card is the one for you. The Discover it® – Cashback Match™ credit card can give you a whopping 5% back on some purchases and an entire first year cashback match. So how does this card work? When you make regular purchases like groceries, gas, eating out, and even Amazon.com you are eligible for 5% back on your purchase. You also receive 1% on all other purchases, which Discover matches with cash at the end of the year. You just doubled your money! Not bad.
This credit card is for you if you’re all about saving your money and being cost effective. The card gets 0% intro APR for an entire 15 bill cycles. It also includes a $0 intro balance transfer fee during your first 60 days with it, which then turns to 3% after the 60 day period. The icing on the cake is that there is no annual fee. So you don’t pay a dime for this credit card!
We’ve got another credit card that rewards you big time when you spend. Just like the Discover it® – Cashback Match™, the Chase Freedom® gives you a hard hitting 5% back on purchases made it certain categories. In addition, this piece of plastic gives you $150 when you spend $500 in the first three months. Talk about giving your finances a boost!
This credit card is perfect for your everyday spenders, especially if you find yourself at the grocery store constantly. We commonly see people with families utilize the Blue Cash Preferred® Card from American Express the most effectively. This card gives you a $200 credit after you spend $1,000 in the first three months. You also receive 6% back at all supermarkets in the United States. We’ll say that again, 6% back on groceries! To top it off it gives you 3% back at gas stations and department stores and 1% back on other purchases. We love a credit card that shows us the money!